USDA Loan Winter Garden, Florida
More first time home buyers are taking advantage of the USDA home loan.
Winter Garden is fondly referred to as a modern-day Mayberry USA by residents, Winter Garden is a destination - only without pretense. Stroll down Plant Street in the Historic Downtown District and witness the renaissance of a vibrant community. Art studios and live theatre, bicycle stores and flower shops, and a wide range of restaurants flank the West Orange Trail. The outstanding quality of life that Winter Garden has to offer has catapulted this city to be one of the premier places to live in Central Florida. There are numerous events to attend and recreation opportunities to experience for people of all ages and interests. Winter Garden is a city located 14 miles west of downtown Orlando in western Orange County, Florida, United States. It is part of the Orlando - Kissimmee - Sanford.
A number of main roads provide easy access from Winter Garden to the rest of Central Florida. Highway 50 and the East-West Expressway lead directly to downtown Orlando. The Florida Turnpike is a quick route to the Orlando International Airport. Not only is the Western Beltway a convenient by-pass around the traffic of Orlando, but it also connects Winter Garden with nearby communities and attractions, providing traffic-free access to the new western entrance of Walt Disney World. Ranked as one of the fastest growing suburbs by Forbes.com, Winter Garden is much more than just another bedroom community. It is a place for growing families and businesses. Read More...
Flexible 1st time home buyers:
The USDA loan is one of the most attractive and flexible 1st time home buyers loans available to low and moderate income homebuyers purchasing a home in designated rural areas. Under this USDA loan homebuyers program offers a 100% financing , with NO monthly mortgage insurance premium charged to home buyer. The upfront 2% USDA Guarantee fee may be added to the loan amount.The purpose of USDA Loans is to encourage economic growth in rural areas. This is done through the USDA Rural Development Program.
If you are a first time home buyer in Florida and searching for a 100% home loan solution, look no more. 100% USDA Rural Development home financing is available through selected locations. USDA is the last only remaining zero down home loan for non military, home buyers are eligible for a USDA Rural housing.
The USDA home loan program offers:
- $0 Down Payment
- Low closing costs
- Repairs funds to be used on renovations
- Lower mortgage bills
- Up to 100% Financing
- No PMI
- Energy Efficient Homes (lower utility bills)
Benefits of applying for a USDA Mortgage:
There are many great benefits in applying for a USDA Mortgage Loan. There is no credit or income verification since the loan is insured by the US Department of Agriculture, so the borrowers have an advantage over other conventional loan options.
Please feel free to, send us an email at USDA Home Loans one of our expert agents is waiting to assist you with any questions or concerns you may have.