USDA Loan Clermont, Florida

USDA Rural Home Loans is Clermont Offers One of the Most Cost Effective Mortgages Today!

 Clermont Florida Lake View

The City of Clermont is one of the fastest growing cities in central Florida and is strategically located just west of Orlando and north of Disney World. It has the amenities and assets that make it an attractive location for families, new business, educational endeavors, office development, and health-fitness opportunities. With over 14.8 square miles, Clermont is Open for Business and offers everything for growing families too.

The quality of life in and around Clermont makes it a prime destination for those looking to settle in central Florida. Local stores offer a variety of shopping and dining options along with ample sports facilities and waterfront activities. Clermont has housing choices for every income level from gated golf course communities, larger estate homes, to small and mid-sized single-family units on platted lots. As a community of families, Clermont promotes diversity, inclusiveness and civic pride.

The City of Orlando is approximately 20 minutes east, professional sports teams such as the Orlando Magic (basketball) and the Orlando Solar Bears (hockey) are available to see, along with the Bob Carr Performing Arts Center for theatre. Local theatre includes the Moonlight Players in downtown Clermont. Downtown Clermont is the core area of Clermont it is located between State Road 50 and the south shore of Lake Minneola. This area provides a variety of unique retail shops, restaurants and businesses, as well as the Art League, the Clermont City Center and Clermont City Hall.  Also located at the west end of downtown is the Historic Village. Read More...

Clermont Florida No Down Payment

 

USDA Purchase Requirements in Florida.

The USDA home loan is a government insured loan program for families in qualifying rural areas of the United States. Many Florida locations are USDA eligible in 2014, even smaller communities in and around large cities like Jacksonville, Orlando, Sarasota, Lakeland, Tampa, Gainesville, Tallahassee areas.

The governments goal is to have the  USDA loan program help our rural communities expand by making homes more affordable by offering little or  No down payment and a 620+ credit requirement. Currently the ONLY 100% zero money down mortgage available for non military homebuyers in Florida is USDA Rural Development.

This is great opportunity for hard working people that just can not save enough money for a down payment. USDA home loan is a dream come true for first time home buyers, or public service workers like Teachers, Firefighters, EMT or Police just to name a few. USDA home loans were developed to assist borrowers that would not traditionally be able to get approved.

Highlights of the USDA loan:

  • USDA loans are not just for farmers; however you must locate a home in a designated rural area.
  • Offer low rates and 100% financing. The only home loan program that includes the closing cost into the financed loan amount.
  • USDA loans offer better terms that conventional, with no monthly mortgage insurance saving you 1000's.
  • USDA home loans can be used to purchase a new or existing single family home in any designated USDA approved area.

Never assume that your area does not qualify for a USDA Loan.  The experts are here to answer all your USDA eligibility questions.

Clermont Florida Family in front of New Home

USDA Loan Application Clermont Florida