USDA Home Loan Programs for Florida

Florida Has Beautiful Homes And Options For Your New Home Purchase use USDA Home Loans 

USDA Home Loan Programs for Florida  Florida USDA Home Loan Programs 100% Financing

USDA Home Loan Programs for Florida

We Make Home Loans Options Simple With USDA Loans Florida 

We Will Help You Find The Loans Right For You - We have a variety of home loan programs from which you can choose from. Of course not all options will apply to you, we take great pride in showing you all the options available for you to decide.

USDA 502 Guaranteed Loan

This loan program offers no down payment and 100 percent financing.  The elevated income range cap is typically based upon the county limits and there is no limit on the purchase price.  This loan is guaranteed by the USDA.

USDA 502 Direct Loan

This loan program is stacked at 100 percent financing with no down payment needed on your part.  The loan amount is based on your personal income and is available to lower income persons.  An annual review is performed annually and payments are adjusted according to current income.  There is limited funding available for this loan type though this loan is guaranteed by the USDA.

FHA 203B

This loan has the easiest qualification process from all the other options.  Your credit score can be below 500.  If a person’s credit score is at or below the 640 mark, a 3.5 percent down payment is then required.  The down payment can be received from savings, family or tax refunds.  This loan is typically used on any rural or urban home and has no cap on income.  The typical loan limit is usually set at $271K.


This loan can be compared to the USDA 502 loan.  If you have a credit score of 640 or better, you can utilize this loan type.  With this loan, you can purchase a home in a city or urban area.  This is one advantage this loan type has over the USDA loan.

USDA Home Loan Programs for Florida  USDA Rural Debvelopment Program in FloridaFHA 203K Loan

Are you tired of seeing the same problems around your home? This loan program can help you renovate or repair your existing home.

FHA $100 Down

This is a loan made for FHA foreclosures.  This is a special deal where the down payment is only $100.00.  The home must be HUD owned and a foreclosed property.  This can be used on a mobile or single family home and only for primary occupancy.

FHA Mobile Home Loan

This is designed for prefabricated homes and can be used on double-wides, modulars or manufactured homes.  There is a 3.5 percent down payment required and the home must be on a FHA approved foundation.  The unit must be older than 1978.


This program is only available to state or federal employees or teachers.  This allows the buyer to buy any HUD home at 50 percent off sale price.  One of the requirements is you must live in the home for at least 3 years.

New Construction Loan

If you have always wanted to build your own home, this will fit you perfect. This loan requires no down payment and the construction and permanent loan are wrapped in one, so you won't have to worry about different payment deadlines.  This is perfect for single family and mobile homes also.

VA Guaranteed Loan

For those who have served in the US military and have an honorable discharge, you may be eligible to apply for a VA loan. This loan has 100 percent financing option. There is no PMI or income limits and your credit score can be as low as 500.

Ranch and Farm

This loan is for any people who would like to purchase property with acres on it.  Many of these properties have multiple outside buildings and many exemptions.  There is no limit on acreage and the financing is as low as 5 percent.

 USDA Home Loan Programs for Florida Beautiful Homes and Options For Your New Home Purchase in Florida using USDA Home Loans

USDA Home Loan Programs for Florida