USDA Home Loan Mortgage Payment Calculator

This free USDA Mortgage Calculator gives you a snapshot of what you can expect your monthly payments to be when using the USDA Home Loan Program. For more information on Single-Family Section 502 USDA Guaranteed Home Loans.

USDA Mortgage Calculator

Enter your information in the fields below and the information will change automatically.

Selling Price$Down Payment$
Interest Rate%Years
Monthly Payment$Change any combination of fields to calculate.


USDA Home Loan Mortgage Payment CalculatorThis calculator does not include taxes and insurance, since these vary by borrower; however, property taxes are usually 1.2% of the home's value, while annual homeowners insurance is roughly 0.035% of the home's value.

Amount Financed

The amount financed equals the Purchase Price (+) USDA Funding Fee.

USDA Funding Fee

This is an upfront fee paid to the USDA. This fee is normally rolled into the entire loan amount, as shown in our calculator.


Notice: all figures are estimates and do not include taxes and insurance. Contact us today for exact payments and expectations.

USDA Home Loan Mortgage Payment Calculator